Category Archives: Cash Balance

How to Take Full Advantage of a Cash Balance Plan Interest Crediting Rate

It is not intuitively obvious to potential participants that a 4% interest crediting rate in a cash balance plan today is an attractive retirement planning option. Only after the cash balance plan is considered as part of an overall retirement … Continue reading

Cash Balance Plans in a Healthcare Reform Environment

Cash balance plans can be a great fit for successful, small- to mid-sized businesses in which some or all of the owners/partners would like to tax defer a lot more of their income than they can with their 401(k) plan … Continue reading