Independent Actuaries Blog Author: David Craft
Are Retirement Index Funds Breaking the Market?
The fact that the largest market index funds hold a significant competitive advantage over smaller funds is undisputed. As fund management companies increases in size, the cost to manage their funds become a lesser percentage of the fund size, and … Continue reading
Supporting Your Spending Habits in Retirement
The thought of retirement conjures a wide variety ideas and feelings for different people, some good and full of bliss, and others that are full of dread. One fear that many people have is outspending their retirement income. In an … Continue reading
Is Planning for Retirement Stressing You Out?
The world can be an uncertain place, and trying to navigate turbulent markets to prepare for retirement can be stressful. Fifty-nine percent of Americans report that preparing for retirement makes them stressed. In a recent survey it was found that … Continue reading
U.S. Worker Confidence in Retirement is on the Rise
The results are in! A recent survey by the Employee Benefit Research Institute (EBRI)1 found that two thirds of American workers feel confident in their ability to retire comfortably, which is up from 60% in 2017. However, confidence in the … Continue reading
Changes in Pension Accounting Standards Taking Effect this Year
The soon-to-be-effective Accounting Standards Update (ASU) 2017-07 makes changes to the way pension plans are accounted for, designed to improve the transparency of pension plan operational costs. Under the old rules, all components of pension-related expenses were aggregated together as … Continue reading
Beneficiary Designations: Whose Responsibility is it?
When it comes to Retirement Plans it can sometimes be confusing who does what and whether the responsibility falls on the Employer/ Plan Sponsor, third party administrator (TPA), recordkeeper or the participant. When it comes to beneficiary designations most plan … Continue reading
IAI Retirement Calculator
Have you noticed our online retirement calculator? The Independent Actuaries, Inc. retirement calculator has a chart that projects your personal savings and retirement account separately and another one showing your projected income and expenses as you move into retirement. You … Continue reading
The Importance of Peer Review
Did you know that all of the reports produced at IAI are peer reviewed? Here are some benefits of peer reviewed work: Acts in the interests of the client Continuous improvement in the quality of our products Products are completed with … Continue reading
Is it Better to Take Monthly Pension Payments or a Lump Sum?
The decision to take a monthly pension payment at retirement or to receive a one-time lump sum after departing your company depends on a number of variables. Upon quick review, taking the lump sum can provide you with more flexibility whereas … Continue reading
