Sometimes you can look back and identify the exact moment when your path in life was forever changed. I was a math student at Portland State University when my father sent me an article from the Wall Street Journal listing … Continue reading
Independent Actuaries Blog
Retirement Inspiration From Your Future Self
According to a Stanford University Study, individuals increased their retirement plan contributions by 30% when presented with projected future images (pictorial renderings) of themselves. Online technology is available for free at http://faceretirement.merrilledge.com, where you can project your future image. When … Continue reading
Bundled Service Providers, Investment Fees and 401k Account Balances
A small business owner using a bundled service provider for his/her 401(k) plan is akin to a farmer letting the fox guard the henhouse. Pete Kirtland writes that bundled service providers “don’t always pick…funds for the right reasons. They might … Continue reading
Breaking news! Save for retirement in 10 years (or less)!
Defined benefit retirement plans for small businesses are often overlooked or misunderstood. We rarely see them accurately portrayed or even mentioned in the main stream media. Even the financial writer for the New York Times who wrote an article on … Continue reading
Save My 401(k)!
If you’ve listened to radio or watched TV in the last few months, you’ve heard the term “fiscal cliff” bandied about. The fiscal cliff the politicians and pundits are describing is the expiration of a number of tax cuts at the … Continue reading
IRS Announces Pension Plan Limits for 2013
2013 is around the corner, and that means updated pension plan limitations. Last week, the IRS announced the 2013 limits, many of which will increase in 2013 due to the increase in the cost of living index. Some of the … Continue reading
Why Did the NFL Need Replacement Refs?
We can all relax now, the replacement officials are gone, and the NFL referees have returned. The NFL and its officials have come to an agreement. One of the main discussion points of the lockout was something we at Independent … Continue reading
Independent Actuaries, Inc. Receives 2012 Alfred P. Sloan Award
I am a member of the “Me” generation (also known as the Millennials). According to this Wall Street Journal article, my generation is “often criticized as spoiled, impatient, and most of all, entitled.” I will agree with most of that. One of the … Continue reading
Living Longer in the Trenches
The season is changing, the days are shorter, the weather cooler and school begins. But these changes are welcome by the majority of Americans, because it is time for their favorite sport to watch: football. There has been much discussion … Continue reading
Independent Actuaries, Inc. Expands From Portland to Austin- Both Cities Keeping It Weird
From Mount Hood, to Cannon Beach, I enjoyed exploring Oregon for the five years I lived there. If there is one thing I learned after walking up and down Mississippi Ave during the Mississippi St Fair, running from Mt. Hood … Continue reading