Independent Actuaries Blog

We’re Presenting!

This week, consultants from Independent Actuaries, Inc. (IAI) are presenting at the Employee Benefits Conference for the Oregon Society of Certified Public Accountants. As experts in retirement plan design and administration, we are excited to be presenting valuable information to … Continue reading

Supporting Your Spending Habits in Retirement

The thought of retirement conjures a wide variety ideas and feelings for different people, some good and full of bliss, and others that are full of dread. One fear that many people have is outspending their retirement income. In an … Continue reading

FaceApp and Retirement Planning

I rarely use social media, but my wife recently showed me a picture from FaceApp of what we would like in 30 years. I imagine most people either have the App or have had a similar experience. It always makes … Continue reading

Is Planning for Retirement Stressing You Out?

The world can be an uncertain place, and trying to navigate turbulent markets to prepare for retirement can be stressful. Fifty-nine percent of Americans report that preparing for retirement makes them stressed. In a recent survey it was found that … Continue reading

U.S. Worker Confidence in Retirement is on the Rise

The results are in! A recent survey by the Employee Benefit Research Institute (EBRI)1 found that two thirds of American workers feel confident in their ability to retire comfortably, which is up from 60% in 2017.  However, confidence in the … Continue reading

Changes in Pension Accounting Standards Taking Effect this Year

The soon-to-be-effective Accounting Standards Update (ASU) 2017-07 makes changes to the way pension plans are accounted for, designed to improve the transparency of pension plan operational costs. Under the old rules, all components of pension-related expenses were aggregated together as … Continue reading

IAI Celebrates a Quarter of a Century Helping Employers with Retirement Savings

A group of talented retirement actuaries and consultants worked for a small retirement consulting firm back in the 1980’s. The owner of that firm sold his business to a bank. By 1994, the actuaries and consultants who specialized in defined … Continue reading

Beneficiary Designations: Whose Responsibility is it?

When it comes to Retirement Plans it can sometimes be confusing who does what and whether the responsibility falls on the Employer/ Plan Sponsor, third party administrator (TPA), recordkeeper or the participant. When it comes to beneficiary designations most plan … Continue reading

What’s on Your Christmas List?

Ah, December! Logs are crackling in the fireplace, hot chocolate’s on the stove, and our printers are churning out plan documents. Truly the most wonderful time of the year! Remember that a tax-qualified plan document needs to be prepared and … Continue reading

ShareFile Login Info

At the beginning of December, Citrix ShareFile expired the passwords for all account users. If you are unable to log in to ShareFile, you will likely need to reset your password. From the ShareFile login page, click on “Forgot Password?” … Continue reading